Erica Mischnick is a member of the Real Estate practice, where she concentrates in the areas of banking and lending and all aspects of real estate. 

She practices principally in the areas of:

• Commercial real estate transactions
• Common Interest Communities
• Construction contracts 
• Green and Sustainable Building Initiatives and Incentives
• Real estate finance
• Defaulted loans and workouts
• Traditional commercial lending 
• Creditors’ rights and remedies 
• Secured Transactions
• Banking law and regulation

Erica’s transactional practice includes negotiating and documenting the acquisition and sale of real estate, resolving land use issues and negotiating real estate finance and construction documents. She has worked on transactions involving all types of properties, including residential, industrial, office space, mixed use and retail.

In her banking and lending practice, Erica offers lenders and other financial institutions practical advice on all aspects of structuring, documenting and enforcing secured transactions. Erica represents financial institutions and corporate lenders in connection with creditors’ rights and remedies issues, including real estate foreclosures, enforcement and foreclosure of Article 9 security interest, mechanic’s lien foreclosures and workouts.

Delivering timely information on emerging and strategic topics, Erica regularly presents to professional groups working within the real estate community.

Publications and Presentations

• "CIC Disasters—10 ways for Developers and Associations to Avoid or Minimize Litigation Risks," Minnesota CLE Webinar, 2010; Minnesota Real Estate Institute, 2009
• “A201-2007—The Key Changes You Need to Know,” presentation to the Minnesota Housing Finance Agency, 2009 
• “State and Local Incentives, Grants and Initiatives—Building Green to Save Green,” presentation at the Amherst H. Wilder Foundation to architects, contractors, owners and attorneys, 2009 
• “Top Ten Traps for Developers and Common Interest Communities in a Down Market,” presentation to developers, contractors and owners, 2008
• “Personal Property Security Interests: UCC—Articles 9 and 2A—Practice and Procedure,” presentation to the Minnesota Bankers Association, 2008

Education

• J.D., cum laude, University of Wisconsin Law School, 2007
• B.A., summa cum laude, Sociology of Law, Criminology and Deviance, University of Minnesota, 2003

Admissions

• State of Minnesota, 2007
• State of Wisconsin, 2007